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FinnishMark (FIM) Terms & Conditions

Effective Date: November 27, 2025

📂 Official Repository

The only official and legally binding version of these Terms & Conditions is maintained at:
👉 https://github.com/fimcdev/fim-terms
Please always refer to the latest commit for the valid version. Any unofficial mirrors or altered copies are not valid.

These Terms and Conditions ("Terms") govern your participation in the FinnishMark (FIM) token project, including the Initial Coin Offering (ICO), airdrop campaigns, and any related services provided by the Sauna Syndicate (the "Project Team"). By participating, you agree to be bound by these Terms. If you do not agree, do not participate.

Table of Contents

1. Eligibility2. Token Utility3. Token Supply4. Airdrop5. ICO Structure6. Human Verification & Stripe Fee7. Refund Policy8. Use of Proceeds and Liquidity Policy9. Roadmap & Vision10. Abuse, Fraud, and Sanctions11. Referral Program12. Project Governance13. Custody & Control14. Token Minting14A. Wallet Connection and User Responsibility15. Token Listings and Exchange Availability17. Rewards18. Third-Party Integrations and External Services Disclaimer19. Taxes20. No Financial Advice21. Risk Disclosure22. Indemnification23. Privacy, Data Handling, and Policy Reference24. Wallet & Identity Verification25. AI-Generated Content26. Intellectual Property27. Interpretation, Marketing Disclaimer, and Modification of Terms28. Airdrop Mechanics29. Airdrop Vesting & Lockups30. Termination32. Anti-Scam Measures33. Dispute Resolution34. Legal Disclaimer & U.S. Participation Notice35. Airdrop Claim Deadline36. ICO Token Distribution Timeline37. Media & Press38. Valid ICO Participation39. Official Communication Policy40. Refunds & Force Majeure41. Token Access Errors42. Use of Operation Funds43. Exchange Rate Disclaimer44. Governing Law45. Enforceability & Acceptance46. Severability48. Smart Contract Addresses49. Entire Agreement50. Waiver51. Assignment52. Airdrop Anti-Sybil & Abuse Protection54. Language and Translations55. Sustainability and Environmental Considerations56. Smart Contract Audit & Technical Disclosure57. Compliance, KYC, and User Responsibility58. No Expectation of Profit59. No Commitment to Future Features60. Operational Risks and Right to Cease Operations

1. Eligibility

Participation in the FinnishMark (FIM) ecosystem, including the Initial Coin Offering (ICO), airdrop campaign, referral programs, and any associated promotional activities, is strictly limited to individuals who are legally permitted to participate under the laws of their jurisdiction. Participants affirm and warrant that they are at least 18 years old (or the legal age of majority in their jurisdiction), legally allowed to acquire, hold, or transfer cryptographic tokens, not a resident, citizen, or green-card holder of any jurisdiction explicitly prohibited under Section 34, and not participating on behalf of another individual or entity that would otherwise be prohibited. Any breach of these conditions may result in immediate disqualification, forfeiture of allocated tokens, or legal consequences.

2. Token Utility

FinnishMark (FIM) is a utility token deployed on the Solana blockchain. It is intended for peer-to-peer payments, tipping, microtransactions, integrations with Happycoin.app, confidential transaction support via SFIM, governance-lite community interactions, and access to specialized FinnishMark ecosystem utilities and digital experiences.

FIM does not grant ownership or equity in FinnishMark or Sauna Syndicate, dividend rights, governance rights (unless explicitly introduced later), a share of profits, or entitlement to any financial return.

Participation is voluntary and based entirely on the understanding of the FIM token's utility-based purpose.

3. Token Supply

The maximum supply of FIM is 10,000,000,000 (10 billion) tokens. This supply is pre-minted, fixed permanently, and immutable due to the revocation of mint and freeze authority. No additional tokens can ever be minted. No administrative key exists that would allow inflation, supply manipulation, or alterations.

4. Airdrop

The official “Tonninseteli Airdrop Campaign” allocates 100,000,000 FIM to the first 100,000 verified claimants (1,000 FIM each), plus 400,000,000 FIM for verified referrals, social sharing rewards, and promotional allocations. Total airdrop + promotional pool = 500,000,000 FIM (5% of total supply).

Eligibility requires successful Stripe human verification, valid email address, linking of a unique Solana wallet address, and no duplicate identities, IP manipulation, bots, or automated sign-ups. The Project Team retains the right to deny airdrop to suspicious accounts, request additional verification information, and exclude any participant for fraud or non-compliance. Unused tokens at ICO conclusion will be permanently burned.

5. ICO Structure

Pricing

ICO price: $0.007191 USD per FIM, determined in SOL using live market rates.

Minimum and Maximum

Minimum: 1,000 FIM

Maximum: 2,000,000 FIM

Caps

Soft Cap: 500,000,000 FIM
Hard Cap: 9,000,000,000 FIM

Refunds

If the soft cap is not met by ICO closing: 95% of contributed SOL is refunded, 5% covers operational, network, and Stripe-related costs.

Finality

All purchases are final once confirmed on-chain. Participants agree that token allocations correspond to real-time SOL/USD exchange rates displayed during purchase.

6. Human Verification & Stripe Fee

To ensure fairness and prevent bot exploitation, all users must complete a $0.79 Stripe verification payment. This fee is mandatory, non-refundable, does not constitute a purchase of goods or services, and is used for human verification and fraud prevention measures.

7. Refund Policy

A refund is only possible if the ICO soft cap is not reached. All refunds are issued in the original SOL amount contributed, minus non-refundable fees, and exclude Stripe fees, network fees, and bank processor charges. Once tokens are delivered to a participant’s wallet, no refunds are possible unless explicitly required under Estonian law or other applicable mandatory legislation.

8. Use of Proceeds and Liquidity Policy

All ICO contributions are processed according to the FinnishMark Liquidity & Transparency Framework:

Pool Capital Wallet (PCW)

90% of all ICO funds are transferred daily to a dedicated Pool Capital Wallet whose sole purpose is adding liquidity to approved DEX pools and supporting fair market conditions for token trading.

No Premature Trading

Trading cannot begin until FIM tokens AND their paired asset (SOL or USDC) are added in the same transaction to the liquidity pool.

Transparency

Each liquidity transaction will include a public blockchain transaction hash, be announced in official channels, and be permanently auditable.

LP Token Locking

Liquidity provider (LP) tokens received from liquidity addition will be locked for 3 years, then released linearly at 1/24 per month over 2 years, and include public proof of all lock transactions.

Unused operating funds may support audits, security enhancements, compliance, and infrastructure.

9. Roadmap & Vision

The FinnishMark roadmap outlines aspirational goals including payment integrations, merchant solutions, gaming and NFT utilities, community tooling, and mobile wallet integrations. All roadmap items are non-binding, experimental, and dependent on funding levels, regulatory conditions, technological feasibility, and ecosystem partnerships. Roadmap delays or cancellations do not constitute breach of contract.

10. Abuse, Fraud, and Sanctions

The Project may deny, restrict, suspend, or terminate access for participants who attempt Sybil attacks, create multiple accounts, exploit VPNs to bypass regional controls, engage in referral abuse, manipulate follower counts or social engagement, violate AML/KYC rules, engage in harassment or disruptive behavior, or breach these Terms. The Project Team may freeze rewards, cancel allocations, and permanently ban offenders.

11. Referral Program

A. Airdrop Referral Reward (200 FIM)

Users earn 200 FIM for each referred user who signs up using the referral link, successfully completes Stripe verification, and passes anti-fraud checks.

B. ICO Referral Reward (2% in FIM)

Users earn 2% additional FIM calculated from the referred participant’s ICO purchase. Rewards are distributed after ICO completion.

C. X.com Sharing Reward (500 FIM)

Participants may receive 500 FIM by sharing the official FinnishMark promotional post on X.com (Twitter) subject to:

  • The account must be at least 2 months old.
  • It must have 50+ real followers.
  • The post must include exact instructed text, provided hashtags, include official image or media, and remain public and unchanged until the token claim occurs.
  • Verification is done both automatically and manually, including API-based account and follower checks, bot detection, engagement and authenticity diagnostics, and human manual review.
  • Private posts, deleted posts, fake followers, botted engagement, or manipulated activity void the reward.
  • The Project Team has final authority to accept or reject reward eligibility.

All referral rewards come from the promotional allocation (500,000,000 FIM). Unused referral tokens are burned.

12. Project Governance

The FinnishMark ecosystem is guided by the community and managed operationally by the Sauna Syndicate. A formal legal entity may be established where required for regulatory correspondence, exchange listings, compliance operations, tax management, or commercial partnerships. Governance structures may evolve without creating rights or guarantees.

13. Custody & Control

Participants acknowledge that private keys are solely their responsibility, the Project Team cannot recover lost seed phrases, and lost access, compromised wallets, or third-party hacks cannot be reversed. You understand that cryptocurrency wallets and networks operate autonomously and irreversibly.

14. Token Minting

FIM was minted at Solana address: 46h2Vq77TPBDALRhF8YMLhKJaaBnjPyGSvEKizvveSNT. Mint and freeze authorities were irrevocably revoked to ensure supply permanence.

14A. Wallet Connection and User Responsibility

Participants must use Phantom or Solflare. Use of exchange wallets (Binance, Coinbase, Kraken), custodial wallets, or unsupported wallets, may lead to irreversible loss of funds, failed token delivery, or inability to claim tokens. The Project is not liable for incorrect wallet usage.

15. Token Listings and Exchange Availability

FinnishMark guarantees that liquidity will be added to at least one DEX (Raydium and/or Meteora). The Project does not guarantee centralized exchange (CEX) listings, future liquidity depth, specific trading volume, or market stability. Participants must not rely on any speculative future listing.

17. Rewards

The ecosystem may introduce liquidity mining rewards, staking incentives, ecosystem gifts, community achievements, or special NFT-based bonus rounds. Rewards are discretionary and may change, expand, or terminate at any time.

18. Third-Party Integrations and External Services Disclaimer

FinnishMark interacts with numerous third-party services including wallets, RPC nodes, validators, Solana infrastructure, DEX platforms, social media (X.com), Cloudflare/CDN providers, analytics tools, and indexing services. The Project Team is not responsible for outages, downtime, hacks on external services, smart contract exploits in third-party protocols, transaction failures, incorrect pricing feeds, maintenance periods, API rate limits, withdrawal freezes, or exchange failures. Users interact with third-party platforms entirely at their own risk.

19. Taxes

Participants are responsible for income tax, capital gains tax, VAT where applicable, and international tax obligations. Project may submit information under FATCA, CRS, MiCA, and EU crypto asset frameworks if required.

20. No Financial Advice

All information provided is educational, informational, and speculative in nature. It is not financial advice, investment advice, legal advice, or tax advice.

21. Risk Disclosure

Participants accept all risks including total loss of contributed funds, token price volatility, Solana network outages, validator failures, DEX hacks, smart contract bugs, liquidity instability, and regulatory shutdowns.

22. Indemnification

Participants agree to indemnify and hold harmless the Project Team from claims arising from illegal behavior, Terms violations, misuse of services, third-party disputes, or tax liabilities.

23. Privacy, Data Handling, and Policy Reference

The Project collects minimal data for fraud prevention. For full details, see our Privacy Policy.

24. Wallet & Identity Verification

Fraud prevention systems include IP reputation checks, device fingerprinting, behavioral modeling, Sybil cluster detection, and manual review by human moderators.

25. AI-Generated Content

Marketing images and campaign artwork may be AI-generated and manually curated before publication.

26. Intellectual Property

FinnishMark branding (logo, coin design, characters, mascots, storyline, and brand universe) is protected under applicable IP laws. Community-created memes are allowed under a permissive, non-commercial use framework.

27. Interpretation, Marketing Disclaimer, and Modification of Terms

Only this Terms document is legally binding. All tweets, videos, posts, memes, promotional material, or roadmap updates are not contractual. Material changes require 7-day notice. Minor changes apply immediately.

28. Airdrop Mechanics

Each verified individual may claim once. Use of multiple wallets, emails, IP addresses, or identities constitutes fraud and voids eligibility.

29. Airdrop Vesting & Lockups

Airdrop distribution may be delayed, released in batches, or throttled based on network conditions, liquidity, or abuse detection.

30. Termination

Access may be revoked for legal requirements, violations, fraud, harmful activity, or misconduct.

32. Anti-Scam Measures

Official domains are: https://finnishmark.com, https://fimlaunch.com, https://get1000fim.com, https://x.com/finnishmarkcoin. The Project is not responsible for third-party impersonators.

33. Dispute Resolution

All disputes shall be resolved via confidential ICC arbitration, in English, with EU seat preferred (Tallinn, Helsinki, or Amsterdam). Class-action participation is waived.

35. Airdrop Claim Deadline

Airdrops must be claimed within 30 days of DEX listing. Unclaimed tokens are burned.

36. ICO Token Distribution Timeline

Tokens are distributed FIFO. Technical delays may occur.

37. Media & Press

Official media contact: press@finnishmark.com. Team may use pseudonyms for brand identity (e.g., Satoshi Sisu).

38. Valid ICO Participation

Only purchases made through FIMLaunch.com are recognized. Direct wallet transfers do not count and may be treated as unsolicited donations.

39. Official Communication Policy

Updates are provided via X.com official account, and Discord community.

40. Refunds & Force Majeure

No refunds after distribution. Force majeure includes natural disasters, wars, regulatory shutdowns, Solana outages, and smart contract failures.

41. Token Access Errors

The Project offers best-effort support but cannot guarantee recovery in cases of lost wallets, incorrect addresses, or third-party outages.

42. Use of Operation Funds

10% of ICO funds support development, legal, operational costs, audits, compliance, and infrastructure.

43. Exchange Rate Disclaimer

SOL/USD conversion is determined at the exact on-chain timestamp of the transaction.

44. Governing Law

Estonian law governs these Terms except where superseded by mandatory consumer protection law.

45. Enforceability & Acceptance

Digital acceptance is binding and treated as a legally valid signature.

46. Severability

If any section is invalid, the remainder stays in effect.

48. Smart Contract Addresses

FIM mint address (immutable): 46h2Vq77TPBDALRhF8YMLhKJaaBnjPyGSvEKizvveSNT

49. Entire Agreement

This document supersedes all prior communications or representations.

50. Waiver

Failure to enforce a term does not constitute a waiver.

51. Assignment

Users may not assign any rights. The Project may assign rights if operationally necessary.

52. Airdrop Anti-Sybil & Abuse Protection

Advanced fraud detection includes machine learning models, statistical analysis, behavioral heuristics, and automated and manual reviews.

54. Language and Translations

English version prevails. Translations are for convenience and non-binding.

55. Sustainability and Environmental Considerations

Solana operates using Proof-of-Stake, significantly reducing environmental impact compared to Proof-of-Work chains.

56. Smart Contract Audit & Technical Disclosure

Audits may occur but are not guaranteed. Participation acknowledges acceptance of inherent smart contract risks.

57. Compliance, KYC, and User Responsibility

Participants agree to comply with KYC/AML laws, sanctions requirements, and tax reporting laws. Additional verification may be required.

58. No Expectation of Profit

FIM is not purchased with expectation of financial gain. Market value is determined by external market forces.

59. No Commitment to Future Features

All future app features, utilities, and integrations are exploratory and non-binding.

60. Operational Risks and Right to Cease Operations

Blockchain systems may fail. The Project may suspend or cease operations if required by law, financially necessary, or technically unavoidable. No compensation is guaranteed except where required by mandatory law.

By participating, you accept all 60 sections in full.

Remember, the official and binding version of these Terms is only on our GitHub.

👉 View Official Terms on GitHub